File Name: axis bank online test questions and answers .zip
After 20 seconds the bus is 60 meters behind. The first one walks at 4. Find the speed of the train.
Mental disorders are diagnosed according to a manual published by the American Psychiatric Association called the Diagnostic and Statistical Manual of Mental Disorders. A diagnosis under the fourth edition of this manual, which was often referred to as simply the DSM-IV, had five parts, called ivmarkt.
Axis Bank reassesses the BR and MRR from time to time after considering numerous factors including the cost of funds, cost of operations, prevailing interest rates, and provisioning requirements. If you are deemed eligible, you will get an approval for a specific loan amount based on your requirement, repayment capability and the value of the property. Axis Bank will convey its decision within 30 working days from the date of receipt of the application provided the application is complete. The computation of 30 days shall starts from the day on which all documents required for a proper appraisal of the application are provided by the Customer to bank.
A bank is a financial institution licensed as a receiver of cash deposits. There are two types of banks, commercial banks and investment banks. In most of the countries, banks are regulated by the national government or central bank. Investment banking manages portfolios of financial assets, commodity and currency, fixed income, corporate finance, corporate advisory services for mergers and acquisitions, debt and equity writing etc.
Commercial bank is owned by the group of individuals or by a member of Federal Reserve System. The commercial bank offer services to individuals, they are primarily concerned with receiving deposits and lending to business. Such bank earns money by imposing interest on the loan borrowed by the borrower.
The money that is deposited by the customer will be used by the bank to give business loan, auto loan, mortgages and home repair loans. Corporate banking deals with cash management, underwriting, financing and issuing of stocks and bonds. There are many non-bank entities that offer financial services like that of the bank.
The entities include credit card companies, credit card report agencies and credit card issuers. Consumer bank is a new addition in the banking sector, such bank exist only in countries like U. A and Germany. This bank provides loans to their customer to buy T. V, Car, furniture etc. The benefit of this account is that there is no limit for withdrawal. The number of withdrawal is limited and need to maintain the minimum amount of balance in the account to remain active.
You can withdraw the amount and yet you can earn higher interest on it. This account can be opened with a minimum balance. The rate of interest is decided by the bank, and you cannot withdraw the funds until the fixed period expires. Before opening a bank account, if it is a saving account, you have to check the interest rate on the deposit and whether the interest rate remains consistent for the period. If you have the checking account, then look for how many cheques are free to use.
Some banks may charge you for using paper cheques or ordering new cheque books. Also, check for different debit card option that is provided on opening an account and online banking features. A crossed cheque indicates the amount should be deposited into the payees account and cannot be cashed by the bank over the counter.
Here in the image, number 2, you can see two cross-lines on the left side corner of the cheque that indicates crossed cheque. Overdraft protection is a service that is provided by a bank to their customer. For instance, if you are holding two accounts, saving and credit account, in the same bank. Now if one of your accounts does not have enough cash to process the cheques, or to cover the purchases. The bank will transfer money from one account to another account, which does not have cash so to prevent check return or to clear your shopping or electricity bills.
APR stands for Annual Percentage Rate, and it is a charge or interest that the bank imposes on their customers for using their services like loans, credit cards, mortgage loan etc.
The interest rate or fees imposed is calculated annually. A largest banks for their preferred customers, having a good credit score. With this, customer can withdraw money from any branch. When the entire loan payment is not amortized over the life of the loan, the remaining balance is due as the final repayment to the lender.
Balloon payment can occur within an adjustable rate or fixed rate mortgage. When repayment of the loan is less than the loans accumulated interest, then negative Amortization occurs. It will increase the loan amount instead of decreasing it. Both are used for the transfer of the amount between two accounts of same banks or different bank. Also, demand draft cannot be cancelled, while cheques can be cancelled once issued.
Adjustment credit is a short-term loan made by the Federal Reserve Bank U. S to the commercial bank to maintain reserve requirements and support short term lending, when they are short of cash. Foreign draft is an alternative to foreign currency; it is generally used to send money to a foreign country. It can be purchased from the commercial banks, and they will charge according to their banks rules and norms.
It also enables receiver to access the funds quicker than a cheque or cash transfer. This system places loan on one to six categories, based on the stability and risk associated with the loan. A system to reduce the number of credit checks on financial transaction is known as credit-netting. Such agreement occurs normally between large banks and other financial institutions.
It places all the future and current transaction into one agreement, removing the need for credit cheques on each transaction. It is done in order to make sure that an individual is capable enough of meeting the financial obligation for its business or any other monetary transaction. The credit check is done keeping few aspects in concern like your liabilities, assets, income etc. Any deposit that is held by one bank for another bank is known as inter-bank deposit.
The bank for which the deposit is being held is referred as the correspondent bank. It is a letter of credit or a contractual agreement between financial institute Bank and the party to which the letter is handed. The ILOC letter cannot be cancelled under any circumstance and, guarantees the payment to the party.
It requires the bank to pay against the drafts meeting all the terms of ILOC. It is valid upto the stated period of time.
For example, if a small business wanted to contract with an overseas supplier for a specified item they would come to an agreement on the terms of the sale like quality standards and pricing, and ask their respective banks to open a letter of credit for the transaction. There is not much difference between bank guarantee and letter of credit as they both take the liability of payment. A bank guarantee contains more risk for a bank than a letter of credit as it is protecting both parties the purchaser and seller.
A cashier cheque issued by the bank on behalf of the customer and takes the guarantee for the payment. The cashier cheque is issued when rapid settlement is necessary. Home equity loan, also known as the second mortgage, enables you to borrow money against the value of equity in your home.
Based on equity the lender will give you a loan. The borrower can withdraw the amount at any moment of time and pay the interest only on the amount withdrawn. Payroll cards are types of smart cards issued by banks to facilitate salary payments between employer and employees. ACH stands for Automated Clearing House, which is an electronic transfer of funds between banks or financial institutions.
Availability Float is a time difference between deposits made, and the funds are actually available in the account. It is time to process a physical cheque into your account.
Yield is commonly referred as the dividend, interest or return the investor receives from a security like stock or bond, interest on fix deposit etc. COFI is an index that is used to determine interest rates or changes in the interest rates for certain types of Loans. For certain loan, there is a provision for the borrower to change the interest rate from fixed to variable and vice versa is referred as Convertibility Clause. Charge off is a declaration by a lender to a borrower for non-payment of the remaining amount, when borrower badly falls into debt.
The unpaid amount is settled as a bad debt. As the name suggest, it is an average interest rate offered for U. S dollar or Euro dollar deposited between groups of London banks. It is an international interest rate that follows world economic condition and used as a base rate by banks to set interest rate. LIBOR comes in 8 maturities from overnight to 12 months and in 5 different currencies. Usury rates are generally set by State Law. A pay-day loan is generally, a small amount and a short-term loan available at high interest rate.
A borrower normally writes post-dated cheques to the lender in respect to the amount they wish to borrow. It minimizes the risk of theft. Normally, in endorsing cheque, the cashier will ask you to sign at the back of the cheque. The signature should match the payee. The image over here shows the endorsed cheque. This amount is accumulated and repaid with the principal amount on maturity of the deposit. In some cases, interest may be credited on a monthly basis.
The earned interest on fixed deposits is non-taxable. You can also take a loan against your fixed deposit. This type of Loan is offered to borrower to start their business and can be used to build a storefront, to acquire inventory or pay franchise fees to get a business rolling. Lines of credit are another type of business loan provided by commercial banks.
It is more like a security for your business; the bank allows the customer to withdraw the amount from readily available funds in an adverse time. Customer or Company can pay back over time and withdraw money again without going into the loan process. It is a Federal Agency U. S that gives funding to small businesses and entrepreneurs.
If the customer fails to pay the bill, the bank will put interest on the outstanding bill and ask the customer for the payment. The money is received after 7 days, and then the interest will be recovered for 7 days along with the principal amount. Cheque discounting service is offered only by few banks. Your email address will not be published.
A bank is a financial institution licensed as a receiver of cash deposits. There are two types of banks, commercial banks and investment banks. In most of the countries, banks are regulated by the national government or central bank. Investment banking manages portfolios of financial assets, commodity and currency, fixed income, corporate finance, corporate advisory services for mergers and acquisitions, debt and equity writing etc. Commercial bank is owned by the group of individuals or by a member of Federal Reserve System. The commercial bank offer services to individuals, they are primarily concerned with receiving deposits and lending to business. Such bank earns money by imposing interest on the loan borrowed by the borrower.
The candidate who qualifies the online entrance exam and opts for the program will get an assured placement with Axis Bank as an Assistant Manager. It is a one year programme. It is a fully residential program. Class timings are 9 a. Applicants need to pay an application fee of Rs.
A written aptitude test and Personal Interview round is common to all processes of recruitment. Interested candidates can access the official website of the bank to.
Mental disorders are diagnosed according to a manual published by the American Psychiatric Association called the Diagnostic and Statistical Manual of Mental Disorders. A diagnosis under the fourth edition of this manual, which was often referred to as simply the DSM-IV, had five parts, called kafe-egoryevskiy. Men and Women can apply for this job. Last date to apply for such posts are Mentioned in the Notification.
A huge number of candidates apply for the exam of Axis Bank. We have seen them searching for the Axis Bank previous papers. So we have gathered and updated them all here in this post. Applicants can download previous papers pdfs directly by clicking them on the link given below.
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I interviewed at Axis Bank. Interview The entire process has 2 rounds 1 Online Aptitude 2 Interview round..
Если бы Танкадо не вернулся к анализу программы после ее выпуска свет, он ничего бы не узнал про этот черный ход. Но он так долго трудился над Цифровой крепостью, что вряд ли ему захотелось бы к ней возвращаться. Сьюзан понадобилось некоторое время, чтобы все это осмыслить. Она вдруг поняла стремление коммандера к необычайной секретности в шифровалке. Стоящая перед ним задача была крайне деликатна и требовала массу времени - вписать скрытый черный ход в сложный алгоритм и добавить невидимый ключ в Интернете. Тайна имела первостепенное значение.
Сьюзан не совсем понимала, к чему он клонит. Коммандер устало опустил глаза, затем поднял их вновь. - Сьюзан, выслушай меня, - сказал он, нежно ей улыбнувшись. - Возможно, ты захочешь меня прервать, но все же выслушай до конца. Я читал электронную почту Танкадо уже в течение двух месяцев. Как ты легко можешь себе представить, я был шокирован, впервые наткнувшись на его письмо Северной Дакоте о не поддающемся взлому коде, именуемом Цифровая крепость.
В подавленном настроении Сьюзан приняла ванну.
То, что там происходит, серьезно, очень серьезно. Мои данные еще никогда меня не подводили и не подведут. - Она собиралась уже положить трубку, но, вспомнив, добавила: - Да, Джабба… ты говоришь, никаких сюрпризов, так вот: Стратмор обошел систему Сквозь строй.
Мотоцикл каким-то чудом перевалил через гребень склона, и перед Беккером предстал центр города. Городские огни сияли, как звезды в ночном небе. Он направил мотоцикл через кустарник и, спрыгнув на нем с бордюрного камня, оказался на асфальте.
Сьюзан на минуту задумалась. - Склонность к ребячеству, фанат сквоша с подавляемой сексуальностью. Беккер пожал плечами: - Не исключено, что ты попала в точку.
Из уважения к Стратмору Фонтейн решил заняться этим лично. Он распорядился установить жучок в личном компьютере Стратмора - чтобы контролировать его электронную почту, его внутриведомственную переписку, а также мозговые штурмы, которые тот время от времени предпринимал. Если Стратмор окажется на грани срыва, директор заметит первые симптомы.
Чед, список будет распечатан в течение тридцати секунд. Вот мои условия. Ты даешь мне ключ.